The Credit Card for the AI Stack | ernd (YC F26)

Name: The Credit Card for the AI Stack | ernd (YC F26)
Uploaded: 2026-10-31T00:00:00Z
Duration: 47 s
Channel: ernd
Description: A launch video for ernd.io, a card for the AI stack. It opens on a rapid montage of vendor bills and dollar figures to frame the pain, then introduces the card and walks through its benefits (cashback, no committed spend, partnerships, coming-soon features) with simple animated diagrams, closing on Y Combinator backing.

ernd · Oct 2026 · 0:47 · AI-annotated · YC Fall 2026

A launch video for ernd.io, a card for the AI stack. It opens on a rapid montage of vendor bills and dollar figures to frame the pain, then introduces the card and walks through its benefits (cashback, no committed spend, partnerships, coming-soon features) with simple animated diagrams, closing on Y Combinator backing.

No filming indicatedEstimated needs: 1 capture group — your screens or recordings · 1 official logo — reused across the film · 6 graphic passages — draw or supply · 1 3D passage — build or supply

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Scenes

Structure

Style

Sound

1. ProblemUI1s
  A white notification card with the OpenAI swirl logo and the line Mail · OpenAI rests centered on a pale gray field. A second card with an Anthropic mark slides in from the top and stacks above it.
  Cut → Cut · Static
  No filming indicatedEstimated needs: 1 capture group — your screens or recordings
  - Text“Mail · OpenAl” · slide, linear
  - Text“Your OpenAl receipt” · slide, linear
  Similar scenes
2. ProblemTitle card0.5s
  On a soft blue-to-purple gradient sky, the small OpenAI logo slides in centered, then the large white figure $2,056.62 scales up beneath it. The frame stays locked with no camera movement.
3. ProblemTitle card0.1s
  On a pale lavender field, the Anthropic wordmark sits small and still above a huge black dollar figure that scales up from the center, locked-off frame.
4. ProblemTitle card0.4s
  A white card holds the Anthropic wordmark centered above a large black dollar figure. The figure scales in place while the frame stays locked.
5. ProblemTitle card0.5s
  A blue-to-purple gradient sky holds a centered lockup: the green Nebius mark and wordmark sit above a large white price that scales up to full size. The frame stays locked throughout.
6. ProblemTitle card0.1s
  A pale background holds the CoreWeave logo and wordmark above a large dark price figure that scales up in a locked-off frame.
7. ProblemTitle card0.4s
  A large black dollar figure, $4,840.59, scales in at the center of a white field, while the small CoreWeave logo and wordmark sit still above it.
8. ProblemTitle card0.3s
  A soft purple-blue gradient fills the frame. The RunPod logo and wordmark sit centered above a large white dollar figure, $8,152.55, which resolves from a slight blur into sharp focus.
9. ProblemTitle card0.3s
  A plain light gray card holds a large black dollar figure that eases and settles into place, while the small green Modal logo locks in just above it.
10. ProblemTitle card0.5s
  A white card shows the Turborepo logo above a large black dollar figure, then the frame swaps to a purple gradient card with the Fiverr logo and a white dollar figure.
11. ProblemTitle card0.3s
  A blue-to-purple gradient sky with faint cloud streaks holds the small Lambda logo and a large white dollar figure, $35,764.43, which sharpens from a soft blur into focus.
12. ProblemTitle card0.3s
  A large black dollar figure, $57,186.53, is centered on a pale background beneath the small Replicate logo. The number snaps from a soft double-image blur into sharp focus in a quick settle.
13. ProblemTitle card0.5s
  A white sans-serif phrase sits centered over a soft blue-to-purple gradient sky, locked in a static frame.
14. ProblemTitle card0.5s
  A light gray card holds two centered lines of black sans-serif text, “These bills” and “deserve”. The second word resolves from a blurred, overlapping ghost into a clean state within the first half second.
15. ProblemTitle card1.5s
  A blue-to-purple gradient sky with faint clouds holds three centered lines of white text. The top two lines, 'These bills' and 'deserve', fade in from low opacity to full white while 'better deals' stays solid throughout.

The Credit Card for the AI Stack | ernd (YC F26), scene by scene

· 27 scenes as text

01 · Problem · 0:00–0:01
A white notification card with the OpenAI swirl logo and the line Mail · OpenAI rests centered on a pale gray field. A second card with an Anthropic mark slides in from the top and stacks above it.
Camera: Static
02 · Problem · 0:01–0:01
On a soft blue-to-purple gradient sky, the small OpenAI logo slides in centered, then the large white figure $2,056.62 scales up beneath it. The frame stays locked with no camera movement.
On-screen text: “$2,056.62”
Techniques: Kinetic type
Camera: Static
03 · Problem · 0:01–0:01
On a pale lavender field, the Anthropic wordmark sits small and still above a huge black dollar figure that scales up from the center, locked-off frame.
On-screen text: “AI Anthropic”, “$2,860.61”
Techniques: Kinetic type
Camera: Static
04 · Problem · 0:01–0:02
A white card holds the Anthropic wordmark centered above a large black dollar figure. The figure scales in place while the frame stays locked.
On-screen text: “AI Anthropic”, “$2,860.61”
Techniques: Kinetic type
Camera: Static
05 · Problem · 0:02–0:02
A blue-to-purple gradient sky holds a centered lockup: the green Nebius mark and wordmark sit above a large white price that scales up to full size. The frame stays locked throughout.
On-screen text: “Nebius”, “$4,383.97”
Techniques: Kinetic type
Camera: Static
06 · Problem · 0:02–0:02
A pale background holds the CoreWeave logo and wordmark above a large dark price figure that scales up in a locked-off frame.
On-screen text: “$4,840.59”
Techniques: Kinetic type
Camera: Static
07 · Problem · 0:02–0:03
A large black dollar figure, $4,840.59, scales in at the center of a white field, while the small CoreWeave logo and wordmark sit still above it.
On-screen text: “$4,840.59”
Techniques: Kinetic type
Camera: Static
08 · Problem · 0:03–0:03
A soft purple-blue gradient fills the frame. The RunPod logo and wordmark sit centered above a large white dollar figure, $8,152.55, which resolves from a slight blur into sharp focus.
On-screen text: “$8,152.55”
Camera: Static
09 · Problem · 0:03–0:03
A plain light gray card holds a large black dollar figure that eases and settles into place, while the small green Modal logo locks in just above it.
On-screen text: “Modal”, “$12,542.17”
Techniques: Kinetic type
Camera: Static
10 · Problem · 0:03–0:04
A white card shows the Turborepo logo above a large black dollar figure, then the frame swaps to a purple gradient card with the Fiverr logo and a white dollar figure.
On-screen text: “$29,012.87”, “$14,028.83”
Camera: Static
11 · Problem · 0:04–0:04
A blue-to-purple gradient sky with faint cloud streaks holds the small Lambda logo and a large white dollar figure, $35,764.43, which sharpens from a soft blur into focus.
On-screen text: “$35,764.43”
Camera: Static
12 · Problem · 0:04–0:04
A large black dollar figure, $57,186.53, is centered on a pale background beneath the small Replicate logo. The number snaps from a soft double-image blur into sharp focus in a quick settle.
On-screen text: “$57,186.53”
Camera: Static
13 · Problem · 0:04–0:05
A white sans-serif phrase sits centered over a soft blue-to-purple gradient sky, locked in a static frame.
On-screen text: “These bills”
Camera: Static
14 · Problem · 0:05–0:05
A light gray card holds two centered lines of black sans-serif text, “These bills” and “deserve”. The second word resolves from a blurred, overlapping ghost into a clean state within the first half second.
On-screen text: “These bills”, “deserve”
Techniques: Kinetic type
Camera: Static
15 · Problem · 0:05–0:07
A blue-to-purple gradient sky with faint clouds holds three centered lines of white text. The top two lines, 'These bills' and 'deserve', fade in from low opacity to full white while 'better deals' stays solid throughout.
On-screen text: “These bills deserve better deals”
Camera: Static
16 · Product intro · 0:07–0:08
A blue outlined lowercase e sits centered on an off-white field, then the word ernd assembles beside it, the first three letters solid blue and the final d as a thin outline. A pale blue rounded rectangle rises from the bottom edge.
On-screen text: “ernd.io”
Camera: Static
17 · Product intro · 0:08–0:14
A flat credit card mockup with a blue-to-purple sky gradient and a chip sits on the left over a white background, with the ernd.io logo top-left. A headline on the right crossfades from “The card for the AI stack” to “4% back on AI spend / 1.5% everywhere else.”
On-screen text: “ernd.io”, “The card for the AI stack”, “4% back on AI spend”, “1.5% everywhere else”
Camera: Push in
18 · Feature reveal · 0:14–0:17
A two-row grid of sixteen rounded tiles fades in, the GPU labels switching to lock icons, while the headline fades from light gray to black. A white contract card with gray text lines pops in at the center and a signature scribble draws itself.
On-screen text: “ernd.io”, “Reserved GPUs usually mean”, “a multi-year contract”
Techniques: Kinetic type
Camera: Static
19 · Feature reveal · 0:17–0:18
On a white field, the ernd.io logo sits top left as the headline “No committed spend?” builds word by word above “You”. Two labeled bars then draw in: a short light-gray bar for committed spend and a full dark bar for list price.
On-screen text: “ernd.io”, “No committed spend?”, “You”, “committed spend”, “list price”
Techniques: Kinetic type
Camera: Static
20 · Feature reveal · 0:18–0:21
White background with the ernd.io logo top left. A black two-line headline reads “No committed spend? You pay list price” as the second line types in. Below, a gray bar marks committed spend and a longer black bar marks list price, ending in a purple “you” pill.
On-screen text: “ernd.io”, “No committed spend?”, “You pay list price”
Techniques: Kinetic type
Camera: Static
21 · Feature reveal · 0:21–0:21
A white background shows the ernd.io logo top left. Center text 'ernd lands partnerships across the' fades in word by word. Three partner logos (Experimental Labs, Firecrawl, Superserve) appear on the right, above a blue-purple 'ernd' button.
On-screen text: “ernd.io”, “ernd lands partnerships across the”, “ernd”, “Experimental Labs”, “Firecrawl”, “Superserve”
Techniques: Kinetic type
Camera: Static
22 · Feature reveal · 0:21–0:24
On a white field, a purple ernd pill anchors the left as lines draw out to seven partner logos and names on the right, dots gliding along each line. The centered black headline stays put while the word stack fades from gray to black.
On-screen text: “ernd lands partnerships across the AI stack”, “ernd.io”
Camera: Static
23 · Feature reveal · 0:24–0:29
Plain off-white card with the ernd.io logo in the top left. Three black lines, Better pricing, More capacity, More points, fade in one after another at center, then a small gray caption, When you pay with the ernd card, fades in below.
On-screen text: “Better pricing”, “More capacity”, “More points”, “When you pay with the ernd card”
Techniques: Kinetic type
Camera: Static
24 · Social proof · 0:29–0:35
A white slide with the ernd.io logo top-left and a gray 'Partners so far' heading. A list of partner rows, each with a small icon, name and benefit, fades in one at a time from top to bottom.
On-screen text: “ernd.io”, “Partners so far”, “Experiential Labs”, “5.5% back”, “Firecrawl”, “2x usage limits”, “Superserve”, “5% back”, “Conifer”, “5% back”
Techniques: Kinetic type
Camera: Static
25 · Feature reveal · 0:35–0:41
On a plain white background, the ernd.io logo sits top-left above a “Coming soon” label and a cycling headline. Below, a diagram animates per feature: a “you” block slides right to a GPU, purple “ernd” tiles light up, and a bar fills past a marker.
On-screen text: “ernd.io”, “Coming soon”, “Faster inference”, “Reserved GPUs”, “Higher rate limits”
Camera: Static
26 · Feature reveal · 0:41–0:43
A white card holds the ernd.io logo in the top left while the centered phrase No annual fee fades in from light gray to dark gray.
On-screen text: “ernd.io”, “No annual fee”
Camera: Static
27 · Social proof · 0:43–0:47
A white end card holds the ernd.io logo in the top left while an orange Y badge and the line Backed by Y Combinator sit centered. The center line fades in, holds, then fades out to a blank white frame.
On-screen text: “ernd.io”, “Backed by Y Combinator”
Camera: Static

More like this

The Credit Card for the AI Stack | ernd (YC F26), scene by scene

01 · Problem · 0:00–0:01

02 · Problem · 0:01–0:01

03 · Problem · 0:01–0:01

04 · Problem · 0:01–0:02

05 · Problem · 0:02–0:02

06 · Problem · 0:02–0:02

07 · Problem · 0:02–0:03

08 · Problem · 0:03–0:03

09 · Problem · 0:03–0:03

10 · Problem · 0:03–0:04

11 · Problem · 0:04–0:04

12 · Problem · 0:04–0:04

13 · Problem · 0:04–0:05

14 · Problem · 0:05–0:05

15 · Problem · 0:05–0:07

16 · Product intro · 0:07–0:08

17 · Product intro · 0:08–0:14

18 · Feature reveal · 0:14–0:17

19 · Feature reveal · 0:17–0:18

20 · Feature reveal · 0:18–0:21

21 · Feature reveal · 0:21–0:21

22 · Feature reveal · 0:21–0:24

23 · Feature reveal · 0:24–0:29

24 · Social proof · 0:29–0:35

25 · Feature reveal · 0:35–0:41

26 · Feature reveal · 0:41–0:43

27 · Social proof · 0:43–0:47